Common Sense

Irony…Irony…If you don’t know the definition, please go look it up.  Though, I can bet 100% that everyone knows Irony.  Irony is Common sense..Common sense is a person I meet through the web.  I was reading trying to learn more about stocks and I went on a whelm to contact this guy.  I don’t know if he wants me to give his name out, so I’m just gonna use the tag he used in his statement…He called himself Common sense.  (and it’s very fitting of him)
So what’s irony have to do with common sense?  If you read my last blogs you’ve already realized it.  If you haven’t in short it’s this.  Every-time I’ve tried investing, every idea I’ve had…every problem I have had revolved around men.  Now in my lowest and scariest time it’s a man that’s teaching me and helping me back on my feet.  Now who said chivalry was dead?  I call Common since my BFF stocker (ha, ha)
(ok just in case some of you didn’t catch that.  He’s helping me learn about stocks and stock market…hence “stocker”)…
Anyway will see what happens.  I’ll keep you up to date.

Stock market: Reading”smart cookies”, Trying “Virtual Stock Exchange”

Your probably, if you have noticed, wondering why I’m posting blogs like mad.  I rarely get a chance to get on the computer.  So I save all the stuff I want to write about until today.  So I’m throwing stuff out.  It’ll probably be awhile before I post anything else after this one.

I can’t surf the web like most people can at work.  We’re not allowed to.  It’s a Government thing. So the only thing I’ve got to fish on the internet with, is my phone, which is old and can hardly work.

On that same note , I do get a lunch break, so I went to a local library and checked out what I could about finance and money.  I was looking for something in internet stocks like e-trade, fidelity, etc…but of course it’s an old library and a small town.  *shrug* Heck learning is learning.  So here is what I’ve learned so far.

One book I checked out is called “the Smart Cookies, guide to Making More Dough” by the smart cookies with Jennifer Barrett..etc.

1.   What I’ve learned so far from this book?   Nothing.  I’m apparently already ahead of the game BUT I’m only on page 61.  So I’m hoping there will be something I can take back from this book.

2.  Do I think it’s a good book?  YES!  In fact I know a LOT of people who need to read this book.  I mean really!!!  I’d give it away as Christmas gifts but I’ve tried talking to people about savings, spending…etc.  They get really angry.  Hopefully one of you, if anyone, is reading this will need it.

3.  What does it teach so far from page 1 to page 61 so far?

• spending
• how these women went from nada to wonderful
• the different types of people and their problems and how they worked it out.
• they give GREAT charts to help you keep track of money
• GREAT advise
• Great shopping ideas so you don’t have to quit shopping for your favorite things.
• ..and it’s very interesting read.
• It’s not one person’s experience…each page is almost a different girl and her experience.  I love books like that.

I’m a firm believer you can’t learn from just one person.  Sometimes that person can be a genius and tell you everything you need to know.  And the truth is no matter how hard you try to listen it’s like hearing the teachers in Charlie brown cartoon “wah waah wah waaaah wah waaaah”….or better yet.  ”blah, blahhh blah bla bla blahhh”.  *LOL*  Oh gosh I crack myself up.  Anyway.  Another person can come back and tell you EXACTLY the exact same thing…but it clicks.  So it’s a good book.  There’s probably someone in this book that really will click with someone.

Now as I said I’m not done with the book.  I’ll let you know what happens.

********************NEXT***********************

Next I found a site called “Virtual Stock Exchange”.  All I can say is OMG it’s so much fun.  I guess you can look it up as “VSE”.  You plug-in your play money, pick your stocks…etc…and watch as the real stock market goes.

As I knew gold went down again.  I put some “fake virtual money” into some titanium stock and have made a whole 4 dollars.  *hee, hee*…

Anyway It’s a way to help me figure out how to order stocks, money, etc.

I’m still playing with it when I can.  I’m still learning so I’ll keep you posted on that also.

The End of Edward Jones

found on fun tim.com...gold mercedes

So stock market crashes mine barely does better than my husbands due to foreign markets.

Then I get a itching.  Had it for months. I tell my husband I have got to get into Gold.  He shakes his head “you’ve been talking to your mother haven’t you.”

*sigh*….No my Gut says Gold.  How do you tell a man that.  I keep asking him to contact Edward Jones and tell our guy I want my entire account into gold.  (I don’t even like gold.  I think silver is much prettier.)

My husband says he’ll call “Edward”.  He calls and guess what.  ”Edward” talks my husband out of it.  I swear!

“Edward” gives the whole spill of Gold is a waste of time and money.  It never goes up.
Stock market has completely crashed so the only way stocks can go right now is up so I need to keep my stocks, not waste money on Gold.  Makes complete since, even i have to admit that.  But my instinct says GOLD!  It’s screaming at me from inside and out.  I can hear it “now, now now..gold, gold, gold, hurry, hurry, hurry.”

Ok…now you think I’m crazy.  But on to the story.

I tell my hubby I don’t care what he says it’s my money and if I want to lose it then so be it.  He gets angry…we fight.  He finally tells me I can do what ever the “cotton ball” I want it’s my account.  I know if I call Edward Jones It’ll cause even more havoc…..so I pout and go on with my life.  And deep down I’m thinking “please don’t go up, please don’t go up…just wait for me. I’ll figure it out somehow.”…

“gold, gold, gold, now…now…NOW”

Next week arrives and the Today show announces.  The stocks have gone down but Gold has tripled, largest in history.   My hubby and I were sitting in the living room.  My heart feel out.  I glanced at him and tried to smile softly.  In the end it’s not his fault.  I have always know my husband generally always takes advise from others before me.  It’s not his fault I’m just wondering when he’ll start to listen to me…..So I leave the room and go take a bath…and cry.

A week goes by, and by this time I know Gold will go up some more, though ever person says there’s no way it can.  It’s got to go down.  I do know it won’t go up much and then might go down a little.  (still waiting on it.)

So I call “Edward”.  I tell him…”I want to invest in Gold and Titanium.”  (yes I think Titanium might be next.  It’s not a screamer like gold though so I could be wrong.)  He kinda quiet.  I’m wondering if he’s thinking he should have invested in gold when I told him I wanted to.

Edward Jones man finally says…”well stocks are down, market looks good…I think it would be wise to stay in the stocks you have.”

“No, I want gold and I want titanium.  Can you find something to invest in those two.”

He seems furstrated, “Well I can find precious minerals but I think a wider variety”…

“I only want Gold and titanium” I tell him”… or the companies invested in them.  Nothing else.  Can you do that?”

Edward Jones guy says; “Let me check on it, I’ll call you right back.”

Two weeks later still no call.  I tell my husband when he gets off work to go up there and close my account with Edward Jones.

My husband of course tells me I’m being such a woman and I let my emotions ride on stuff too much.  He goes on telling me he’ll call him and that I needed to settle down because I can’t go through life going on emotions.

I tell him that I treat everyone the way I work.  If I tell someone I’m right on top of something…I’m right on top of it.  If I tell someone I’m gonna call them back…I call them back.  That’s why I worked my way to the top.  I expect someone who works for me with MY money “Edward Jones” to do as everyone else that works for me.  Do as you say and you promise.  I also told him I might not have been a financial advisor.  But I would think that if I was when it comes to stocks, mutual funds, and bonds when someone tell you to sell or close something out it should be right then and there.

So we fight again about my “girly tendencies” to be over emotional.

So my husband calls Edward Jones.  He sticks his foot down and tells “Edward” she wants Gold and Titanium…find something if you can.

“Edward” tells him he’s right on top of it.  My husband, the sexy thing, smiles and tells me later.  I’ve got him looking into it.  He said he’d call back soon.  A week later…and going into the second week I plop down on the couch and smile again…Had Edward Jones called back yet?

Needless to say not only did I close my account.  My husband did also.  He still huffing about how the guy must be loosing his mind not calling him back.  ”He won’t do good business like that.” He says.

I smile and shrug. I start checking out books…internet feeds, and anything to learn about buying stocks on my own.  It’s time to cut out the men in my finances…and to go on my “emotions”.  So here I am.

The beginning of Edward Jones

I wrote an entire blog the other week…and I hit something and it disappeared.  I thought I was gonna cry.  I just thought I’d share that with you. *LOL*

I had explained, in more long terms, about what has happened in my past.  It just seems that when you write a book on something and it’s lost it’s hard to pour your heart out again.  So I’ll give  you the breakdown.
In the past…….what happened in my want of stocks……

1. researched some companies when wind energy was nothing.  I researched them for over a year.  Decided to invest when some were 2 cents and 5 cent stocks.

2.  Was turned down because the stock person….and other men (yes I’m picking on ya’ll)  Said it was a waste of time and money.  I knew in my gut it was fixen to hit.  I tried convincing everyone to listen to me.  Tried to tell them I didn’t care if I lost the money it was extra money I had lying around.  No one, including a financial firm laughed at me.

3.  Next day….one of the stocks I picked had shot up from a penny stock to 2 dollars, then 5 dollars, Now the companies, the little penny stocks are ranging from 14 dollars to 99 dollars a stock.  Who’s crying now (besides me?)…yeah a lot of men who tell me they should have listened to me.  But the road doesn’t end there…OH NO….it goes on down hill from there.

4.  So I keep trying to learn the stock market.  It’s harder than I ever thought.  Even been checking into some college courses that might tell you how all the strange “calls” and stuff are for.  I’m stock stupid.  But I’m learning…slowly but surely.  That’s why I started this blog so you can see my pain of learning…and hopefully for some of  you to learn some stuff like I did…OR some of you might be willing to HELP ME.  *wink*

5.  So I keep telling my hubby that I have got to get into stocks.  But I know I’m to naive right now to handle it on my own.  I need help.  Well here comes this fresh-faced man just out of one of the major colleges.  He’s trotting from house to house in a suit in the middle of 100 degree weather.  He says he’s working for Edward Jones and he’s trying to get his business going.

6.  I believe people should  give others a shot.  Edward Jones is a good company.  The guy is determined to go from the bottom to the top.  Anyone willing to go from house to house in 100 degree weather deserves some respect.   I watch this guy for a couple of weeks.  He’s well-educated, he’s determined, he calls back when he’s suppose to, and he checks out.  (gotta always check them out.)

7.  So I tell him.  ”Look I’ve been burned before.  I want to invest in stocks but I’m just stupid right now.  I want someone, who if I call up, and say I want to invest in this, even if you think I’ve blown my mind, to do as I say.  You are however allowed to tell me you don’t think it’s a good idea and why…but still I know this is money that’s extra.  It’s for play and hopefully retirement.  If I lose it on something I had my heart set on it’s my fault.”

8.  What did this man say?  He said “of Course…that’s what I’m here for.”

9.  So I’m happy, my hubby’s happy…and the Edward Jones man is happy.  At the moment there’s nothing I’m crazy about.  Nothing my heart is set on.  So my hubby and I have our own plans.  His is a little more aggressive, mines aggressive but not too bad.  The Edward Jones guy says he’d pick something less aggressive.  We say no…and he shakes his head.  I’m starting to like him.

10.  So I invest mainly in foreign stocks, my husband in American stocks.  I get laughed at because they think Foreign stocks is ridiculous.  But I’m a firm believer in gut instinct.   But the guys good, he tell me when he thinks I’m going over line…but if I tell him I don’t care..he does as I say.  The Edward Jones man is smart…..

(so       I      thought).

Hello world!

Ok, so I really have no idea what I’m doing right now.  I’m not even sure if this is going to post….or what the heck I’m doing.  I’ve been wanting to start a blog for two separate things.

1.  Family History and the pitfalls of looking for it.

2.  Stock trading and the horror of trying to learn that.

I know…I know…some of you are looking like I’ve lost my mind.  Others might…just might sympathize with me.  I guess will see.  Anyway wish me luck as I try to post this and welcome myself into your world.